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Driver payment options

Large networks can’t afford a single driver who can’t pay

img driver payment options

At scale, payment friction isn’t a minor inconvenience. It’s hundreds of abandoned sessions per week. Monta gives your network the flexibility to accept every payment method, across every market, so every driver can start a session instantly.

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Driver payments across the Monta network

The reality at scale

What payment gaps cost a network running thousands of charge points

Session loss

Every unsupported payment method is a session that never starts

Multi-market operations

Each country expects a different payment method as the default

Operational overhead

At scale, every failed payment creates a support ticket

Driver payments

Making it simple to start a charge, no matter how the driver wants to pay

Monta supports every major payment method: card, digital wallet, payment terminal, and RFID; so no driver is left standing at a charger that won’t accept their payment.

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QR & AppClips / WebInstant

Just tap your phone to the sticker for easy and smooth payment: Apple Pay, Google Pay, or credit card.

terminal

Payment terminals

Integration with Payter and Nayax to ensure card payments are widely accepted at any charger.

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RFID cards

In-network and out-of-network cards activate charges instantly. Works across roaming partners on the Monta network.

app

In-app

Start a charge via the Monta app or white-label app using Monta Wallet, Apple Pay, or Google Pay.

Monta wallet

Local payment apps

MobilePay, Vipps, and Twint supported natively, the apps drivers in Denmark, Norway, and Switzerland already use.

Payment infrastructure that scales with your network

Incremental authorisation

Drivers pay exactly what they charged. Not a penny more.

Less money tied up during charging

Less money tied up during charging

The hold grows only as energy is delivered, not as a large upfront block. Drivers with tighter card limits won’t get blocked by an inflated pre-auth.

Funds released faster after the session

Funds released faster after the session

No excess holds, no waiting days for a bank to release the difference. the driver sees the holds as charging progresses, with only the final amount captured.

Failed sessions cancel the hold immediately

Failed sessions cancel the hold immediately

If charging fails, the reservation cancels immediately, no unnecessary freeze on the driver’s card for days.

1. Driver taps to pay

Card is verified. A small initial pre-authorisation confirms the payment method and starts the session.

2. Auth increments while charging

As energy is delivered, the reserved amount grows in small steps, minute by minute. No large upfront block on the driver’s card.

3. Session ends, final cost calculated

The charger reports total kWh delivered. The last auth increment may be slightly above the actual cost.

4. Capture for actual cost, difference released

Capture is sent for the exact session cost. Any difference between the final auth and the captured amount is released back to the driver immediately.

Session starts
€5auth held
10 min in
€12auth held
20 min in
€18auth held
Session ends
€21peak auth
capture & release

Captured

€19.50

Released

€1.50

How it works

You control what’s available. Monta handles the rest.

Payment configuration lives in your operator settings. Enable the methods that fit your network. From that point, every driver session resolves payment automatically with no manual step required at the charger.

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Configure payment methods for your network

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Driver arrives and pays in seconds

3

Revenue flows in, reconciliation is automatic

FAQs

Yes. Payment configuration lives in your operator settings in MontaHub. You enable the methods that fit your network, by market, by site type, or across the board. Once configured, every driver session resolves payment automatically with no manual step at the charger.

No. Monta has existing partnerships with Stripe, Adyen, and Wise. You don’t need to negotiate your own PSP contracts or manage the integration, Monta handles payment acquiring on your behalf as part of the platform.

If you already have a preferred PSP relationship and want to bring your own, that’s also a conversation we can have during onboarding.

A standard pre-auth places one large block on the driver’s card upfront (e.g. €50) and releases the excess after the session ends. With incremental authorisation, Monta places a small initial hold and increases it in steps as energy is delivered, minute by minute.

At session end, the capture is sent for the exact amount charged. Any difference between the final auth and the capture is released immediately. The result: drivers with tighter card limits aren’t blocked by inflated holds, and funds are released faster after charging.

If a session fails before charging starts, the pre-authorisation is cancelled immediately, no hold remains on the driver’s card. If a payment failure occurs during an active session, Monta’s payment layer handles the fallback logic and captures what was delivered up to that point.

Failed payment events are logged and visible in Monta Hub, so your team has full visibility without needing to process them manually.

These are supported natively within Monta, you don’t need separate agreements with MobilePay, Vipps, or Twint. They’re available as part of the platform for operators running in Denmark and Finland (MobilePay), Norway (Vipps), and Switzerland (Twint). Enable them in your operator settings like any other payment method.

Yes. Monta supports both in-network RFID cards and out-of-network cards through roaming partners. When a driver taps an RFID card from another network, the session is authorised via the relevant roaming partner connection. Payment and settlement flow through the roaming agreement, your charge point accepts the card, and revenue is settled through the established roaming terms.

Payment is captured at session end and flows into your Monta wallet. Settlement timing to your bank account depends on your payout schedule configuration, typically on a daily or weekly basis. The exact timeline is set up during onboarding and can be adjusted based on your cash flow preferences.

Stop losing sessions to payment gaps.

Give your network the payment flexibility it needs to serve every driver, in every market, at any scale. Monta handles the infrastructure so you don’t have to.