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Financial Operations

Financial infrastructure built for the charge point operators that scale

At thousands of sessions a day, manual invoicing, fragmented payment systems, and spreadsheet reconciliation become a bottleneck. Monta gives charge point operators a single layer for payment collection, VAT-compliant billing, tariff management, and site partner payouts.

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What happens after every session
Session completed
kWh, duration, tariff applied

Tariff engine

Payment captured
Card, wallet, terminal, RFID, local apps

Incremental auth

Invoice issued automatically
Your brand, your VAT registration

VAT compliant

Revenue split and settled
Site partner paid, operator keeps remainder

Auto-calculated

Session data exported to your ERP via Partner API
CSV · XML · API

The Monta Framework

How Monta structures financial operations for operators who scale

1

Business model

The scope: What do you do, and who owns the chargers, you or your customers? Why it matters: Account structure, revenue streams, geographic expansion

2

Financial model

The scope: Who is the contractual seller of electricity to the driver? Why it matters: VAT registration burden, receipt parties, P&L

3

Billing

The scope: Who issues invoices and runs the close – Monta, or your ERP? Why it matters: Finance team workload, billing as a service, reconciliation, data rails

4

Payments

The scope: Who acquires the money – Monta, or your own PSP? Why it matters: Chargebacks, KYC, PSP fees, cash flow

Dimension 1

Business Models

Get the structure right once, your invoicing, VAT, and revenue flows configure around it.
CPOs

CPOs

You manage charge points owned by site hosts, municipalities, or property owners. The infrastructure belongs to others, the operation is yours. Monta handles revenue, invoicing, and site partner splits, or integrates with your existing ERP and tools via API – you decide how much of the stack you use.

Fleet Operator

Fleet Operator

You charge your own vehicles – employees, commercial fleets, or delivery vehicles. Billing is internal: cost reimbursement, allocation by team or vehicle, and RFID-based access control across every site.

Heavy duty & commercial

Heavy duty & commercial

You operate trucks, buses, and commercial vehicles with high-power charging requirements. Session volumes, pricing structures, and billing cadence differ significantly from passenger car networks.

Own vs. operate

Own vs. operate

Do you own the hardware, or manage charge points owned by others? This single distinction determines your legal position, pricing authority, and who invoices whom, and Monta configures around whichever applies.

Close every month without the manual work

Dimension 2

Financial model

One decision that determines your VAT obligations, who appears on every receipt, and how revenue hits your P&L.

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Model 1

Marketplace

Drivers, fleets and CPOs transact directly with each other. Monta is the enabling infrastructure.

  • Full transparency on pricing and transactions between buyers and sellers
  • Instant settlement in the wallet
Iconcharger2
Model 2

Operator as reseller

Your customers only interact with you. Monta is purely infrastructure.

  • Your brand on every invoice and receipt
  • White-label billing as a service, or self-managed billing
file
Model 3

Invoice by Monta

Simplified accounting, automated reconciliation, scalable operations.

  • Monta handles all invoicing and reconciliation
  • No local VAT registration needed when expanding
Dimension 3

Billing

Close every month without a reconciliation project. Every session invoiced, every record tax-ready.
Path 1

Billing managed by Monta

We run billing end-to-end on your behalf, automatically, under your brand. We manage reconciliation and settlement so you can focus on your core business.

  • Invoices in your name, tax compliant
  • Dunning, corrections, reconciliation handled automatically
  • Audit-ready records, zero manual work
Path 2

Billing managed by you

Handle invoicing in your own system. Monta prepares every record with VAT applied and feeds it via Partner API, your ERP takes it from there.

  • Partner API exposes every charge and settlement event
  • Correct VAT rate applied, you don’t need to calculate it
  • Feeds directly into your ERP or accounting system
Dimension 4

Payments

Every session collected, every euro routed correctly; to the operator, site partners, and your finance team.

  • 6+ payment methods across all markets, no session lost to a missing method.
  • The right rate applied to every driver automatically, fleet, member, partner, or public.
  • Revenue splits, promotions, and vouchers all run without manual intervention.
Payment collection
Card · Wallet · Terminal · RFID · Local apps

What each driver pays
Price groups · Spot pricing · Time of use · Idle fees

Where revenue flows
Operator · Site partner · Finance team — automatically

Shaping payment behaviour
Discounts · Free sessions · Win-back · Fleet rates

PSP partners
Stripe
Adyen
Wise
or your own PSP

Scale your network without scaling your finance team

Payment collection, VAT-compliant billing, tariff management, and site partner payouts—all in one layer. See how it works.